Things can be divided into two groups: real things and imaginary things. Real things can be held in your hand, but imaginary things can not be held in your hand because they exist only in your imagination in your mind. Instead of that long word, imaginary, I prefer to use unreal. Scholars use tangible and intangible, but those words look too complicated. I use real and unreal. Farmers work with real things, mostly, and do not go much for unreal, white collar stuff.

To understand all this money stuff, we need to understand its basic meaning. Good, old farm tickets still seem to be the best way to explain it. Everybody knows about produce picking tickets. For sure I do, as seen in this bit of my life. (Remember that cash is currency. See Definitions and Money vs Currency for an explanation of unreal money.)

When I was a boy, the farmers gave me tickets for the work I had done. For each carrier of strawberries I picked and carried to the packing shed, I was given a ticket. At the end of each week I could trade my tickets for cash with the strawberry farmer. Those tickets were money to me. When picking fruit from trees such as apples and pears, I emptied my picking bag into a lug (a fruit box). When full, I would place one of my tickets (one with my name or number on it) in the lug, with some fruit on it to prevent it from blowing away. Those tickets were worth money to me, representing a lot of hard work - my labor. Later the "straw boss" would pick up the tickets before the "swamping" crew would load the lugs on the trailer or slip to haul them to the shed. At the end of each week I could trade my tickets for cash with the apple and pear farmer. Those tickets were money to me.

We all knew that those picking tickets were only good at the farm where we earned them. We all knew that we could not cash in the strawberry farmer’s tickets at the apple farmer’s place. None of us ever gave it even a second thought.

Each farmer issued tickets for his produce, and traded only his tickets for cash.

We also knew that the strawberry farmer could not issue tickets for the apple farmer’s produce. Nor could the apple farmer issue tickets for the strawberry farmer’s produce.

They had no right to issue tickets to any one else’s produce, only their own.

Nor would any of the farmers I knew even think of pulling such an underhanded stunt. Everything was above board and it worked fine. I don’t even recall any cases of counterfeiting, where some goof ball would try to print up fake tickets for easy money by cheating. Of course, we didn’t have copy machines then, either. Besides, the farmer knew pretty well how much each worker was picking.

There are other kinds of tickets, tokens and script that demonstrate how money and currency is used. Let’s look at a few.

I grew up, mostly (the author is a short person), in the orchard country of northern Oregon. At 11,243 feet, snow capped Mt. Hood stood sentry at the upper end of the valley, which sloped down to the Columbia River at 100 feet elevation. Across the Interstate Bridge was White Salmon, Washington, and the lumber mill town of Bingen.

Well, I remember when the State of Washington came out with tax tokens. They were aluminum, sort of, about the size of a quarter, with an odd shaped hole in the center. They were worth about one fifth of a penny. (Obviously, that was back when a penny still had some value.) So, when we went over to White Salmon or Bingen to goof around, we ended up with some tax tokens. Now, we all knew that they were for Washington State sales tax, and didn’t even consider using them in Oregon State. Washington had, in a way, issued it’s own money, good only in Washington State. But they issued tokens for their own stuff, only.

Then there is the idea of bus tickets. They represent money, and are certainly worth money. Suppose to get a ride on your bus, it costs a buck. (That’s $1.) So you slip a buck in the money counting gizmo by the driver. He is watching you this time, so all is OK. But you need to transfer to another bus after while. So you get a pass from the driver. That pass is worth a buck, but only with that bus company, and only for their product - a ride, on that day, only. They will not redeem that ticket for cash. It is only good for a ride, which is the only merchandise they have to offer. When you get off that bus, you are on your own. If you lose that pass, you are out a buck. You can give the next driver all the excuses and explanations in the galaxy, but he will probably have heard them all at least three times by con artists. Chances are that he has never, ever seen you before. He won’t know but what you are the new inspector. You pay another buck, get off, or wait for the cops. Although that bus ticket system has its limitations, it does serve a useful purpose. And they issue tickets for their product, only. 

For a real treat, try losing your luggage claim ticket at the airport in winter in Central Slavobia (Pronounced slaw pho’bia) They no speakada American too good, you can’t even buy your luggage, and you are dead without it. Maybe with that many restrictions, that claim ticket does not represent money. For sure it is not helping your economy along, but it would have.

Ever go the fair? All kinds of shows and all kinds of rides for the taking. When you get to the gate, you discover that they run a money system of their own. You get one kind of ticket, together maybe with a stamp on the hand, to enter. Then you buy their script or tokens for the fun. It’s all a la carte. Everything but the walking costs extra. They probably will not cash in their own script for you for American currency, but it is worth American currency at their fair. But the vendors and operators do cash that script in, unless they work for the fair. If they are independent, they must cash that script in for American cash in order to show any profit. (Cash is currency. See Definitions.)

So much for other kinds of tickets. Let’s get back to the strawberry patch and orchard. After high school, I went off to college. Summers were in the orchards, while winters were in college, studying and working weekends. Then came a white collar job, family, and trying to make it on my own in our free enterprise. It was then that I discovered that there were some things that they didn’t teach at college, and one of them was the mystery of money. I mean, what is really happening in our money system. Some years later - that would be about fifteen years ago - I decided that I needed to know a bit more about this money mystery. About fifteen years of research and thought have led to a "discovery" of who is controlling our money and why. When I put it all together, it exposed the all time scandal of financial scandals. No wonder it didn’t make sense to me back then.

The truth is very simple, yet so bizarre, it is tough to believe.

Here is the scoop, you guys. Brace yourself and open your mind, because this one has some big rocks in it. Better slow down the tractor, also. Better yet, just get a good shovel. You will need it.

For the first shovel full on this deal, let’s think about who issues our currency and who creates our money.

The currency that represents our money is really no different than the picking tickets the farmers issue.

Whereas the strawberry farmer’s tickets are only good at the strawberry farmer’s place, currency is good any place. So, which government farm issues tickets that are good on every farm? Which office in our government issues tickets that are good for our trade every place? Currency is the same as tickets good to trade for cash at every farm.

This is where I was in for a fall off a ladder up a tree. Come to find out about it, our government neither issues tickets nor creates money. Our Uncle Sam neither creates money nor issues tickets. Neither does Aunt Sammie. Private people do!! What? How can private individuals issue tickets that are good for everybody else’s produce everywhere else any old time? That is like the strawberry farmer issuing tickets that can be cashed in at any farm. The strawberry farmer could issue tickets for anybody else and avoid paying one dime for his picking costs. What a racket! On top of all that stuff, those private individuals who issue our money tickets do not grow any crops. They don’t grow anything for us to pick. They have no work for us. So, what are they doing issuing tickets? What are their tickets for? They won’t even cash them in for us for a U.S. Treasury certificate. What is going on here, anyway?

For the second shovel full, let’s try to dig out the real reason for the shortage of jobs. Every time the economy slumps, I hear experts in three piece, pin stripe suits telling us that too much money in the economy is causing inflation. Too much money? Nobody I know has too much money. So who does? How come during the recession all the store shelves are still full? With that much money floating around, everybody would be buying the good things and fun things they have been wanting for years, and the store shelves would be empty. Just for kicks, I started taking a look in the newspaper each time the experts announced a recession. Instead of too much money, I saw bankrupt businesses because they couldn’t sell their merchandise. We poor folks simply did not have any money to buy their products. Workers were being laid off by the thousands. Even banks were going bankrupt. Perhaps it a good thing that I am not an expert, because I could never lie like that. The real truth, it turns out, is that our recessions are caused by a shortage of money. So how come the big boys are lying to us? Why would they even want to? What did we do to deserve these hard times and lies to boot? Why are we told there is too much money when there is too little money? (Lindbergh p 94.)

Let’s lean on our shovel handles for awhile and think about this while the strawberries ripen. Well, let’s see now. The farmer can have his farm tickets printed very inexpensively at the local print shop, and so can our government. At the orders of the private Federal Reserve System, the Bureau of Engraving and Printing of our federal government prints any Federal Reserve System note for only a few cents. (A dollar note is a dollar bill.) The denomination doesn’t matter. All notes are the same size and cost the same to print - a few cents each. So, the cost of printing the paper currency is not a reason for a shortage in our money supply. And the money itself is unreal, so it certainly cannot cost anything to dream up a supply of money. So, why in the dickens don’t we have enough of "our" money for us to use in our daily lives? It’s not the real paper. It’s not the unreal money. So it must be something else. Or, maybe somebody else. About the only possibility left is somebody deliberately limiting our money supply. Why would anyone do that, especially on purpose? Don’t they know that it would hurt all of us? Don’t they know that a shortage of money ends jobs, causes us to lose our homes and farms, and causes poverty? If that is so, why? Someone must be very cold hearted.

(In this web page , bank owners are called banklords, as opposed to staff bankers that work for them. It is the owners of the banks that we must deal with. The staff bankers are good folks that work for a living just like the rest of us. See good word. )

Come to find out, private banks can not survive without debt - our debt. They can not, as a group, be nice. Here is their routine, the way they are pulling their shyster scheme off. Here’s how they sell us rotten apples and mushy berries.  

Federal law is so rigged that all private banklords, and only private banklords, can create our money and issue our currency. And they charge us for it. Man, is this ever turned around. Those private banklords don’t even own a farm, yet they issue tickets that are good at anybody else’s farm. Plus - and get this - instead of trading us cash for our tickets, they charge us for them. What a racket!  

Lean hard on your shovel handle for some heavy thinking. Now, if they charge us for their tickets, and they do, and they don’t even have a farm where we can work, and they don’t, just where are we supposed to get money to pay for those tickets which the banklord says that we owe him for, and for which we haven’t even picked a strawberry? There is no farm where we can earn tickets, yet this private guy somewhere issues tickets anyway, and then he says that we owe him for them. Either I have been walking on my bald head all these years, or those farmless banklords have everything all turned upside down. If slaves were legal, this could be some weird kind of slave farm, if the banklords even had a farm. Mom used to call it the poor farm. I always wondered what she meant. We are being forced to work on the poor farm for nothing to pay the banklord for something we did not do. Wait just a minute, here! Something has gone hay wire in the big boys’ packing shed.  This story should begin with "Once upon a time...", except that it is real, with unreal money. WoW !

The truth that I have found, after about fifteen years of research and thought, is that we are really being swindled, big time. Without even owning the farm, the banklords are reaping the profits. They don’t have to pay for equipment and nursery stock to get ready to plant, they don’t have to pay for the planting, and they don’t have to pay for the harvest tickets. Yet they issue tickets on somebody else and make everybody else pay for them. That deceptive scam is called fraudulent embezzlement where I come from. That means downright theft by trusted people when nobody is looking. It is like the preacher stealing from the collection plate, like the TV Bakkers. Without the benefit of jobs, we are obligated to pay those defrauding banklords. So where in the dickens do we get the money???

That answer is self evident: We don’t! We don’t find the money and haven’t for decades. Just look all around you. Notice all the people out of work. Notice all the failed businesses and banks. Notice that most of the small farmers lost their land. And be sure to notice our national debt that is billions of times higher than our tallest apple tree, and not even growing rotten apples. That debt is probably all interest due to private banklords. This is what happens when we don’t have enough tickets to run the farm, and are no longer allowed to print our own tickets ourselves. Most of our money is in the banklords private treasure-troves. I don’t like those banklords any more.  

In case you were wondering, a bank does not count as a substitute for a farm.

A bank is not really real. Oh, yes, the bank building is real, but the bank business is unreal. The bank business exits only in our minds. A real farm grows food - real food. An honest business makes products - real products. A bank, being unreal, grows nothing or makes nothing that is real. It is all blue sky. At least a doctor provides a service - a beneficial service. The truth of the matter is, actually, the banklords are servicing us. Banklords are the bull loose on the farm. Well, we farm boys are not about to take any more of that old bull and intend to put a stop to it, real soon. We have ways of handling the bull.

Although they do not produce a single real item of produce or product, the banklords issue tickets for all produce and products of all farmers and other employers. Then, to add insult to injury, those banklords force us to pay them for issuing those phony tickets. What a racket! That is pre-meditated robbery.

These banklords now have such complete control of "our" tickets that they can control who issues them, and they reserve that privilege for themselves. They can even control how many tickets we have to use. If the banklords want to force us to borrow more money from their banks so they can make more interest money profit, they restrict the number of tickets we have. Consequently, if the strawberry farmer has no tickets and can not print any, he can not pay us. So, we might as well not work. In fact, no farmer will ask you to work if he can not pay you. Think about it for awhile. Those banklords can control the number of jobs by controlling the number of tickets. And to add to that dilemma, most of us do not even realize what is going on. In the meantime, we are forced to go to their bank to borrow money to feed our family and pay the rent, if we can.

By limiting jobs, the banklords create hardship on all of us. That hardship was very real to me, forcing me into bankruptcy. It really hurt my family. Someone took food off my kids’ table! And, pard, they did that to the wrong guy. Today, after fifteen years of searching and researching, I have tracked down and identified those food stealing culprits as the merciless banklords.

The private banklords control the amount of money and tickets in our economy in such a way that they control number of jobs, they control the good times and they control the bad times. To scoop up the profits, they can and do cause controlled recessions and depressions. (Lindbergh p 94.) They literally have us and our government by our economic throats. Now, before you throw up your hands and call me a weirdo, think back a minute about the ticket story you just read. All the claims made in this letter are based on hard fact. Check the Documentation. I dare you to read about controlled recessions in the Lindbergh book. Just open your mind and read on, if you dare, or care - about your children.

Perhaps the reason the banklords have been so successful in pulling this one off is because their entire scheme is unreal. Being unreal, it has been difficult for us people to see the trouble. It is invisible. There have been notable people along the way that have made concerted effort to expose and upset the highly influential banklords empire, but too many of their words fell on deaf ears. It must be regrettably assumed that many of those ears were plugged with money from the banklords lobby. This author can not despise those corrupt politicians enough. Selling one’s soul and turning on one’s electorate is the lowest of immoral acts.

It is time to smile and think positively. There is a simple solution to this mess, but only one. Fortunately, it is simple, practical ard powerful. The shysters pulling this heist off are the banklords, especially the billionaire banklords who own the banks. Their phony farm is called the Federal Reserve System. Also called the Fed, it is their phony store front hiding the biggest scam in recorded history. It is very important for your understanding that you remember the structure of present control. Proof is available in Documentation, so please accept for now that the Federal Reserve System is controlled by private banklords for their private profit. That outfit controls all banking and money in the United States. The analogy of the picking tickets is very true and is what is actually happening to all of us. The Federal Reserve System, also known as the Fed, is nothing more than a private rip-off outfit that controls our picking tickets, meaning all of our money and currency. The Fed owns no farm, creates almost no jobs, yet produces tickets that we are forced to pay them for. It has to be the master rip-off scheme of all schemes. Probably the reason they are successful in pulling it off is because most people do not have the slightest inkling of what is happening, and the billionaire banklords that own the Fed keep whipping up a big cloud of dust so we can’t see. Well, that situation is changing. Rain is falling on the Fed’s dust storm. If everyone will at least make an effort to understand this truth that is so simple that 1st graders can understand it, you people will rise up and literally plow all private banklords under for summer fallow. The private banking business exists only in our minds, and, quite frankly, our mind should not be cluttered with such rubbish. We must have our tickets for our real work for picking real produce, not fake tickets that mess us all up.

The amount of currency we have depends on the amount of money in the economy. Operating behind closed doors to secret chambers, the private, billionaire banklords totally control the amount and direction of money. They never allow us to have enough of our money for us to be prosperous. In turn, that limits the amount of currency we can use in our daily lives. They even control the five percent inflation increase.

The obvious solution is to abolish the Federal Reserve System and install a Debt Free Monetary System. The simple and forceful place to start is to demand that Congress create our money, not borrow it. So, if you want to improve this dying economy for yourself and make it bear more fruit, as this author does, read on, and then make your decision with your feet on the ground and a strawberry carrier in your hand. It’s all quite plain to see, once the dust settles. You might need a shovel.

Since the concept of a Debt Free Monetary System without billionaire banklords acting like feudal lords will be inconceivable to the average politician, we people must exert pressure on them to see the way, our way, the way of us voters. There is only one avenue of approach to a solution left to us people, but fortunately it is practical and powerful. Simply contact your Congressional Senator and Representative and demand that Congress create needed money and never borrow again. If they do not, recall them from office and vote in someone who will. YOU HAVE THAT POWER! Let them know that they are working for you! Congress creating our money will cut the billionaire banklords right in two at the belt, exposing their nasty fraud for all to see and understand. For when you folks notice that our federal government can be financed without debt and taxes, you will ask why we even have a national debt. When you notice that there is always plenty of free money for reasonable purposes, you will ask why the shortage and high rates and fees. When America starts asking questions, the Fed is dead. Check Documentation for proof.

Oh, yes. You must register and vote. Politicians are smart enough to check the voter rolls. If your name is not there, they will know you are merely blowing off steam and will forget you even called. And please note: Congress does not act. Congress first order of business is for Congress to quit borrowing money, for

The difference between money and currency was subdued in Farmers to keep it simple and interesting for you. Now that you have grasped the idea that the billionaire banklords are cheating us badly, it is time to do something about it. To stop them, you must understand the simple difference between money and currency. You must understand two, simple, basic concepts if your freedom is to survive. It is urgent that you next read Money versus Currency. Your future very definitely depends on it. It is easy reading.

Click here to go to Money vs Currency for an explanation of unreal money.

See U-Mail for an explanation of mailing.

I have spent a large part of my life researching America’s money and economics, and have written three books on the subject. In my lab are many books and files documenting everything said in this letter. As much as practical has been entered into Documentation.

Regarding panics, reference is made to Lindbergh, Charles, Sr. Lindbergh on the Federal Reserve, p94-5. Dated 1923. Monetary Science Publishing, Bx 86, Wickliffe, OH 44092. The banklords change the name as needed from panics to depressions to recessions, etc. All mean the same and, though difficult to believe, are actually planned and instigated.

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The President and Congress said they are reducing taxes and balancing the budget. uhuh. Sez who?

Smile and Force Congress to Kick the Debt & Taxes Habit with Money System Honesty for We People. We demand the whole truth with an honest viewpoint.

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